All I can say is, "This woman worked a miracle for me ya'll". I didn't think I could buy a house. Kimberly, just asked me to give her a chance and let her work with me. Not only did I get 100% financing, but she also negotiated my deal where I didn't have to pay closing cost. I am so grateful for Kimberly Verbal. I thank God for sending her my way. If it wasn't for Kim, I wouldn't be in a new home today. Thank you for your patience and helping me. I'm telling all my family and friends about you. Thank you!